Medicare Insurance Plans

Health Care Physician observing an MRI

Medicare Insurance Plans

​​Medicare Part A

Once you turn 65, you’re automatically enrolled in Medicare Part A. Most people don’t have to pay a premium for Part A because they, or their spouse, paid Medicare taxes while working. A licensed health Insurance age is standing by.

  • Hospital stays

  • Skilled nursing facility

  • Hospice care

  • Some home health care

Medicare Part B​

Medicare pays: 80% of approved charges
Beneficiary Pays: about 20% of approved charges

Part B is optional because you have to pay a monthly premium and satisfy a deductible before Medicare will pay benefits.

  • Medical service

  • Outpatient care

  • Medical items

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